Executive | Junior Executive (Central Credit) – Siyapatha Finance PLC
Job Overview
Siyapatha Finance PLC is seeking qualified and detail-oriented professionals for the position of Executive / Junior Executive – Central Credit. This role is responsible for evaluating credit facilities, assessing customer creditworthiness, ensuring compliance with credit policies, and supporting post-credit operations. The successful candidate will work closely with branches and internal stakeholders to maintain high credit quality standards and contribute to the organization’s risk management objectives.
Position Details
Job Title: Executive / Junior Executive – Central Credit
Company: Siyapatha Finance PLC
Job Category: Credit & Risk Management
Job Type: Full-Time
Location: Colombo District, Sri Lanka
Industry: Finance & Financial Services
Company Overview
Siyapatha Finance PLC is the largest fully-owned subsidiary of Sampath Bank PLC and a licensed finance company regulated by the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011. The company is renowned for delivering innovative financial solutions, maintaining strong governance standards, and providing exceptional customer service through its extensive branch network across Sri Lanka.
Qualifications & Experience
- Minimum 3 to 5 years of experience in a similar credit-related role.
- Degree in a Credit-related discipline, Banking, Finance, Business Management, or a related field.
- Professional qualification in Banking and Finance will be an added advantage.
- Strong understanding of credit evaluation and risk assessment processes.
- Experience in credit documentation and post-credit monitoring.
- Age below 35 years.
- Experience in the finance, banking, or financial services sector is preferred.
Key Responsibilities
- Analyze, evaluate, and assess the creditworthiness of clients and credit facilities.
- Ensure all security documents comply with company credit policy provisions.
- Engage in post-credit activities and continuously monitor credit quality.
- Evaluate post-credit operations to identify and mitigate potential risks.
- Provide guidance to branches regarding documentation and loan disbursements.
- Coordinate credit-related activities between branches and relevant departments.
- Maintain strong working relationships with internal and external stakeholders.
- Ensure compliance with company policies, procedures, and regulatory requirements.
- Support the effective administration of the company’s credit portfolio.
Required Skills
- Strong analytical and credit assessment skills.
- Excellent communication and interpersonal abilities.
- Knowledge of lending practices and credit risk management.
- Problem-solving and decision-making capabilities.
- Attention to detail and accuracy.
- Ability to interpret financial and credit information.
- Strong organizational and time management skills.
- Proficiency in Microsoft Office applications.
- Ability to work collaboratively in a team environment.
Salary & Benefits
- Attractive remuneration package based on qualifications and experience.
- Career advancement opportunities within a leading finance company.
- Professional training and development programs.
- Exposure to advanced credit and risk management practices.
- Employee benefits in accordance with company policies.
- Dynamic and rewarding work environment.
- Opportunity to work with one of Sri Lanka’s most respected financial institutions.
How to Apply
Interested candidates should send their updated CV to:
Email: careers@siyapatha.lk
Please mention “Executive / Junior Executive – Central Credit” in the subject line of your email application.
Important Notes
- Only shortlisted candidates will be contacted.
- Minimum 3–5 years of relevant experience is required.
- A degree in a credit-related discipline or professional qualification in Banking and Finance is preferred.
- Strong analytical and communication skills are essential.
- Applicants should be below 35 years of age.
- The position is based in Colombo District, Sri Lanka.
