Credit Officer – Pan Asia Banking Corporation PLC
Job Overview
Pan Asia Banking Corporation PLC is seeking experienced and performance-driven Credit Officers to join its branches in Batticaloa and Vavuniya. This role is ideal for banking professionals with strong expertise in credit evaluation, SME lending, risk assessment, and portfolio management. The successful candidates will be responsible for managing credit portfolios, preparing credit proposals, monitoring loan performance, and ensuring compliance with the bank’s credit policies and regulatory requirements.
Position Details
Job Title: Credit Officer
Company: Pan Asia Banking Corporation PLC
Job Category: Credit & Risk Management
Job Type: Full-Time
Location: Batticaloa District, Sri Lanka / Vavuniya District, Sri Lanka
Industry: Banking & Financial Services
Company Overview
Pan Asia Banking Corporation PLC is one of Sri Lanka’s leading commercial banks with over 30 years of excellence in banking and financial services. Recognized among Sri Lanka’s top corporate entities, the bank continues to strengthen its digital presence, customer experience, and innovative banking solutions while maintaining a strong commitment to sustainable growth and operational excellence.
Qualifications & Experience
- Full or part qualification in Banking from the Institute of Bankers of Sri Lanka (IBSL).
- Diploma in Credit Management from a recognized institution will be an added advantage.
- Minimum 4–5 years of banking experience.
- At least 2–3 years of experience in a credit-related role.
- Strong knowledge of credit processes, risk assessment, and banking regulations.
- Good understanding of market trends, economic conditions, and industry developments.
- Experience in SME lending and credit portfolio management will be advantageous.
- Proven ability to evaluate and manage credit facilities effectively.
Key Responsibilities
- Manage SME credit portfolios and achieve targets related to advances, NPA reduction, and interest income.
- Evaluate loan applications and prepare comprehensive credit proposals with supporting documentation.
- Ensure loan disbursements are completed only after proper security documentation and approvals.
- Administer bank guarantees, including issuance, renewals, cancellations, reversals, and monitoring activities.
- Conduct site visits and post-disbursement monitoring to identify potential risks and early warning signals.
- Manage Watchlist and Non-Performing Asset (NPA) portfolios through proactive follow-ups and recovery actions.
- Carry out physical verification of pledged and pawned assets to ensure compliance and asset security.
- Maintain high standards in credit operations and minimize audit findings.
- Ensure compliance with internal policies, procedures, and regulatory requirements.
Required Skills
- Credit analysis and loan evaluation expertise.
- SME lending and portfolio management knowledge.
- Risk assessment and mitigation capabilities.
- Strong analytical and decision-making skills.
- Excellent verbal and written communication skills.
- Negotiation and stakeholder management abilities.
- Customer relationship management skills.
- Attention to detail and documentation accuracy.
- Ability to work under pressure and meet deadlines.
- Strong understanding of banking operations and regulations.
Salary & Benefits
- Attractive remuneration package.
- Fringe benefits in line with banking industry standards.
- Performance-based career growth opportunities.
- Professional training and development programs.
- Exposure to advanced credit management and risk assessment practices.
- Opportunity to work with a leading Sri Lankan commercial bank.
- Supportive and growth-oriented work environment.
How to Apply
Interested candidates should submit their updated resume through the official Pan Asia Bank recruitment process before the specified deadline.
Please mention “Credit Officer – Batticaloa” or “Credit Officer – Vavuniya” in your application, depending on your preferred location.
Important Notes
- Only shortlisted candidates will be contacted.
- Applicants should possess a minimum of 4–5 years of banking experience with at least 2–3 years in a credit-related role.
- Full or part qualification in Banking (IBSL) is preferred.
- A Diploma in Credit Management will be an added advantage.
- Strong knowledge of credit operations, risk assessment, and SME lending is essential.
- Positions are available in Batticaloa District, Sri Lanka and Vavuniya District, Sri Lanka.
- An attractive remuneration package including fringe benefits will be offered to the selected candidates.
