Credit Officer (Vavuniya) – Pan Asia Banking Corporation PLC
Job Overview
Pan Asia Banking Corporation PLC is seeking experienced and results-driven Credit Officers to join its Branch Banking team in Vavuniya, Sri Lanka. This role is ideal for banking professionals with strong expertise in credit evaluation, risk assessment, loan portfolio management, and customer relationship management. The successful candidate will contribute to the growth of the bank’s SME credit portfolio while ensuring compliance with internal policies and regulatory requirements.
Job Category: Banking & Insurance, Management, Private Jobs
Position Details
Job Title: Credit Officer
Company: Pan Asia Banking Corporation PLC
Location: Vavuniya, Sri Lanka
Job Type: Full-Time
Industry: Banking & Financial Services
Application Deadline: Not Specified
Company Overview
Pan Asia Banking Corporation PLC is one of Sri Lanka’s leading commercial banks with a legacy of over 30 years. The bank is recognized for its innovative banking solutions, customer-centric approach, and strong digital transformation initiatives. Pan Asia Bank continues to expand its presence across the country while delivering high-quality financial services to individuals, businesses, and corporate clients.
Qualifications & Experience
- Full or part qualification in Banking from IBSL.
- Diploma in Credit Management from a recognized institution will be an added advantage.
- Minimum 4–5 years of banking experience.
- At least 2–3 years of experience in a credit-related role.
- Strong knowledge of credit processes, risk assessment, and banking regulations.
- Good understanding of market trends, industry conditions, and economic factors affecting lending.
- Excellent verbal and written communication skills.
- Strong analytical and decision-making abilities.
- Effective negotiation and stakeholder management skills.
- Ability to work under pressure and meet deadlines in a fast-paced environment.
Key Responsibilities
- Manage SME credit portfolios and achieve targets related to advances, NPA reduction, and interest income.
- Evaluate loan applications and prepare comprehensive credit proposals for approval.
- Ensure loan disbursements are completed only after all security documentation requirements are fulfilled.
- Administer bank guarantees, including issuance, renewals, cancellations, reversals, and monitoring activities.
- Conduct site visits and post-disbursement monitoring to identify potential risks and early warning signals.
- Manage Watchlist and NPA portfolios through proactive follow-ups and recovery initiatives.
- Carry out periodic verification of pledged and pawned assets to ensure compliance and security.
- Maintain high standards in credit operations and ensure adherence to internal policies and audit requirements.
- Build and maintain strong relationships with customers and stakeholders.
Required Skills
- Credit analysis and risk assessment.
- Loan documentation and portfolio management.
- Financial analysis and reporting.
- Regulatory compliance knowledge.
- Customer relationship management.
- Strong communication and negotiation skills.
- Analytical thinking and problem-solving abilities.
- Time management and organizational skills.
- Attention to detail and accuracy.
- Ability to work independently and as part of a team.
Salary & Benefits
- Attractive remuneration package in line with industry standards.
- Fringe benefits and other employee benefits as per company policy.
- Career growth opportunities within a leading commercial bank.
- Exposure to diverse banking and credit operations.
- Professional development and training opportunities.
- Supportive and performance-driven work environment.
How to Apply
Interested candidates are requested to submit their applications through the prescribed recruitment process of the bank before the specified deadline.
For further correspondence:
Assistant General Manager – Human Resources
Pan Asia Banking Corporation PLC
No. 450, Galle Road, Colombo 03
Important Notes
- Applicants should possess strong knowledge of credit evaluation and risk management practices.
- Prior experience in SME lending and portfolio management will be highly advantageous.
- Only shortlisted candidates will be contacted for the next stage of the recruitment process.
- The selected candidate will be assigned to the Vavuniya Branch.
